Carver Federal Savings Bank (FDIC certificate #30394) is based in New York, New York. Its Q2 2026 call report shows $658.1M in total assets and $580.6M in deposits and 7 offices.
Carver Federal Savings Bank has a TellerScore of 23 out of 100 (low) based on Q2 2026 data — higher than only 0% of its 2,650 banks with $100 million – $1 billion. Among 121 banks headquartered in New York, it ranks 120th. Funding & liquidity contributes the most (59/100, 94% loans-to-deposits, 21% uninsured); earnings contributes the least (0/100, -0.72%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (22 → 23).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 29 |
| Q3 2024 | 28 |
| Q4 2024 | 24 |
| Q1 2025 | 22 |
| Q2 2025 | 22 |
| Q3 2025 | 20 |
| Q4 2025 | 19 |
| Q1 2026 | 22 |
| Q2 2026 | 23 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.53% |
| Q3 2024 | 9.48% |
| Q4 2024 | 9.03% |
| Q1 2025 | 8.70% |
| Q2 2025 | 8.82% |
| Q3 2025 | 8.70% |
| Q4 2025 | 8.64% |
| Q1 2026 | 8.67% |
| Q2 2026 | 8.73% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 3.43% |
| Q3 2024 | 3.44% |
| Q4 2024 | 3.74% |
| Q1 2025 | 4.10% |
| Q2 2025 | 4.24% |
| Q3 2025 | 4.70% |
| Q4 2025 | 5.57% |
| Q1 2026 | 3.59% |
| Q2 2026 | 3.46% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.23% |
| Q3 2024 | -0.38% |
| Q4 2024 | -0.83% |
| Q1 2025 | -1.61% |
| Q2 2025 | -1.01% |
| Q3 2025 | -1.02% |
| Q4 2025 | -0.92% |
| Q1 2026 | -0.69% |
| Q2 2026 | -0.72% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 23 | $658.1M | 8.73% | 3.46% | -0.72% | 94.0% |
| Q1 2026 | 22 | $676.5M | 8.67% | 3.59% | -0.69% | 94.3% |
| Q4 2025 | 19 | $695.9M | 8.64% | 5.57% | -0.92% | 98.5% |
| Q3 2025 | 20 | $702.9M | 8.70% | 4.70% | -1.02% | 92.8% |
| Q2 2025 | 22 | $718.5M | 8.82% | 4.24% | -1.01% | 91.7% |
| Q1 2025 | 22 | $734.8M | 8.70% | 4.10% | -1.61% | 90.8% |
| Q4 2024 | 24 | $731.7M | 9.03% | 3.74% | -0.83% | 93.8% |
| Q3 2024 | 28 | $751.7M | 9.48% | 3.44% | -0.38% | 93.2% |
| Q2 2024 | 29 | $748.9M | 9.53% | 3.43% | -0.23% | 95.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Modern Bank, National AssociationBank New York, NY | 30 out of 100, Low | $648.5M | 9.6% | 5.60% | vs |
| Spring BankBank Bronx, NY | 85 out of 100, Very strong | $641.0M | 14.6% | 0.60% | vs |
| Geddes Federal Savings and Loan AssociationBank Syracuse, NY | 74 out of 100, Strong | $685.7M | 14.7% | 0.44% | vs |
| Jeff Bank, National AssociationBank Jeffersonville, NY | 95 out of 100, Very strong | $686.2M | 14.9% | 0.37% | vs |
| Tioga State Bank National AssociationBank Spencer, NY | 71 out of 100, Strong | $625.2M | 11.4% | 1.00% | vs |
| NewBankBank Flushing, NY | 58 out of 100, Moderate | $618.0M | 15.0% | 2.65% | vs |
Deposit insurance
Is my money safe at Carver Federal Savings Bank?
Yes. Carver Federal Savings Bank is an FDIC-insured institution (FDIC certificate #30394). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 21.5% of deposits ($124.7M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.73%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.42% (benchmark: 10%).
7 locations
Branches
Carver Federal Savings Bank lists 7 offices in 3 cities. Most locations:
- Brooklyn, NY (4)
- New York, NY (2)
- Jamaica, NY (1)
Identity & history
Profile
- Legal name
- Carver Federal Savings Bank
- Former names
- Carver Federal Savings and Loan Association
- Type
- Savings bank
- FDIC certificate #
- 30394
- RSSD ID
- 268677
- Primary regulator
- OCC
- Holding company
- Carver Bcorp Inc
- Established
- January 1, 1948
- Headquarters
- 75 W 125th St, New York, NY 10027
- Website
- www.carverbank.com
- Employees
- 96
Quick answers
Carver Federal Savings Bank: common questions
Is Carver Federal Savings Bank FDIC insured?
Yes. Carver Federal Savings Bank is an FDIC-insured institution (FDIC certificate #30394). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Carver Federal Savings Bank's TellerScore?
23 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Carver Federal Savings Bank ever failed?
There is no failure record for FDIC certificate #30394 in the FDIC failed bank list.
How many branches does Carver Federal Savings Bank have?
7 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Wakefern Federal Credit UnionCredit union Elizabeth, NJ | 99 out of 100, Very strong | $12.0M | 24.3% | 0.13% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| Gha Federal Credit UnionCredit union Greenwich, CT | 91 out of 100, Very strong | $29.7M | 17.5% | 0.56% | vs |