Side-by-side · Q2 2026 data
Carver Federal Savings Bank vs Spring Bank
Metric by metric
| Measure | Carver Federal Savings Bank | Spring Bank |
|---|---|---|
| TellerScore | 23 | 85 (stronger) |
| Capital cushion | 37 | 96 (stronger) |
| Loan quality | 0 | 80 (stronger) |
| Earnings | 0 | 88 (stronger) |
| Funding & liquidity | 59 | 61 (stronger) |
| Problem-loan coverage | 28 | 94 (stronger) |
| Peer percentile | 0th | 88th |
| Total assets | $658.1M | $641.0M |
| Deposits / shares | $580.6M | $549.1M |
| Capital ratio | 8.73% | 14.59% (stronger) |
| Problem loans | 3.46% | 0.60% (stronger) |
| Net charge-offs | 0.21% | 0.07% (stronger) |
| Return on assets | -0.72% | 1.71% (stronger) |
| Loans ÷ deposits | 94.0% | 82.1% (stronger) |
| Uninsured deposits | 21.5% (stronger) | 30.8% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Spring Bank has the higher TellerScore (85 vs 23). On the 7 directional measures above (where higher or lower is clearly better), Carver Federal Savings Bank leads on 1 and Spring Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.