Side-by-side · Q2 2026 data
Carver State Bank vs Savannah Postal Credit Union
Metric by metric
| Measure | Carver State Bank | Savannah Postal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 60 |
| Capital cushion | 100 | 100 |
| Loan quality | 88 (stronger) | 0 |
| Earnings | 60 (stronger) | 43 |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 98 (stronger) | 61 |
| Peer percentile | 94th | 22nd |
| Total assets | $111.2M | $24.6M |
| Deposits / shares | $93.1M | $20.7M |
| Capital ratio | 14.99% | 15.05% (stronger) |
| Problem loans | 0.37% (stronger) | 5.80% |
| Net charge-offs | 1.21% | 0.84% (stronger) |
| Return on assets | 1.00% (stronger) | 0.57% |
| Loans ÷ deposits | 50.0% (stronger) | 60.9% |
| Uninsured deposits | 15.6% | 6.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Carver State Bank has the higher TellerScore (89 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Carver State Bank leads on 4 and Savannah Postal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.