Side-by-side · Q2 2026 data
Cascade Federal Credit Union vs American Lake Credit Union
Metric by metric
| Measure | Cascade Federal Credit Union | American Lake Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 59 |
| Capital cushion | 83 | 88 (stronger) |
| Loan quality | 74 (stronger) | 23 |
| Earnings | 100 (stronger) | 15 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 (stronger) | 85 |
| Peer percentile | 92nd | 20th |
| Total assets | $392.6M | $59.6M |
| Deposits / shares | $339.4M | $49.0M |
| Capital ratio | 13.31% | 13.82% (stronger) |
| Problem loans | 0.79% (stronger) | 2.30% |
| Net charge-offs | 0.28% (stronger) | 2.75% |
| Return on assets | 2.44% (stronger) | -0.13% |
| Loans ÷ deposits | 53.5% | 48.5% (stronger) |
| Uninsured deposits | 13.5% | 4.5% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Cascade Federal Credit Union has the higher TellerScore (88 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Cascade Federal Credit Union leads on 4 and American Lake Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.