TellerScore

Headquartered in Kent, Washington, Cascade Federal Credit Union is a federal credit union with $392.6M in total assets and $339.4M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1952.

Based on its Q2 2026 filing, Cascade Federal Credit Union scores 88/100, which we describe as very strong. That is higher than 92% of 1,341 credit unions with $100 million – $1 billion. Among 73 credit unions headquartered in Washington, it ranks 4th. Its strongest component is earnings (100/100; 2.44%), and its lowest is loan quality (74/100; 0.79%).

TellerScore · Q2 2026

Scorecard

Capital cushion83/100
Net worth ratio: 13.31%
Loan quality74/100
Loans 60+ days delinquent ÷ total loans: 0.79%
Earnings100/100
Return on assets (annualized): 2.44%
Funding & liquidity100/100
Loans ÷ shares: 53.5% · 13.5% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.40%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 14 points (74 → 88), mostly because the earnings component improved by 75 points.

TellerScore
718190Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202477
Q3 202475
Q4 202472
Q1 202574
Q2 202574
Q3 202576
Q4 202571
Q1 202690
Q2 202688
Net worth ratio
7.00%10.75%14.49%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.49%
Q3 202414.11%
Q4 202413.72%
Q1 202513.56%
Q2 202513.60%
Q3 202513.87%
Q4 202512.63%
Q1 202613.58%
Q2 202613.31%
Delinquent loans (60+ days)
0.25%0.62%0.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.25%
Q3 20240.35%
Q4 20240.51%
Q1 20250.70%
Q2 20250.74%
Q3 20250.96%
Q4 20250.99%
Q1 20260.67%
Q2 20260.79%
Return on assets
-1.12%1.63%4.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.47%
Q3 2024-0.44%
Q4 2024-1.12%
Q1 20250.02%
Q2 20250.12%
Q3 20250.55%
Q4 20250.34%
Q1 20264.39%
Q2 20262.44%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$392.6M13.31%0.79%2.44%53.5%
Q1 202690$380.2M13.58%0.67%4.39%51.3%
Q4 202571$375.8M12.63%0.99%0.34%50.0%
Q3 202576$343.8M13.87%0.96%0.55%52.7%
Q2 202574$341.6M13.60%0.74%0.12%48.8%
Q1 202574$341.2M13.56%0.70%0.02%41.9%
Q4 202472$337.2M13.72%0.51%-1.12%45.7%
Q3 202475$347.4M14.11%0.35%-0.44%45.2%
Q2 202477$340.7M14.49%0.25%-0.47%45.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.31%
73rd
Problem loans0.79%
42nd
Net charge-offs0.28%
59th
Return on assets2.44%
99th
Loans to deposits53.5%
87th
Uninsured deposits13.5%
7th
Loan-loss reserves0.00%
50th
Texas ratio3.4%
56th

Similar-size credit unions in Washington

InstitutionScoreAssetsCapitalProblem loansCompare
Industrial CU of Whatcom County Credit UnionCredit union Bellingham, WA75 out of 100, Strong$391.6M12.1%0.26%vs
Great Northwest Federal Credit UnionCredit union Aberdeen, WA86 out of 100, Very strong$374.8M17.1%0.75%vs
North Coast Credit UnionCredit union Bellingham, WA79 out of 100, Strong$426.7M13.8%0.67%vs
Northwest Plus Credit UnionCredit union Everett, WA77 out of 100, Strong$315.2M13.6%0.80%vs
Peninsula Community Federal Credit UnionCredit union Shelton, WA68 out of 100, Moderate$304.2M11.7%1.06%vs
Puget Sound CooperativeCredit union Bellevue, WA65 out of 100, Moderate$273.8M11.2%0.57%vs

Deposit insurance

Is my money safe at Cascade Federal Credit Union?

Yes. Cascade Federal Credit Union is a federally insured credit union (NCUA charter #7748). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 13.5% of shares and deposits ($45.7M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.31%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Cascade Federal Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Cascade Federal Credit Union reported 12 home-loan applications under HMDA (LEI 549300OTNSBY6RS8HU51): 12 originated ($1,680,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Cascade Federal Credit Union
Type
Federal credit union
NCUA charter #
7748
RSSD ID
136280
Primary regulator
NCUA
Established
1952
Headquarters
18020 80th Ave S, Kent, WA 98032
Employees
55

Quick answers

Cascade Federal Credit Union: common questions

Is Cascade Federal Credit Union NCUA insured?

Yes. Cascade Federal Credit Union is a federally insured credit union (NCUA charter #7748). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cascade Federal Credit Union's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cascade Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Kent

InstitutionScoreAssetsCapitalProblem loansCompare
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Topeka Firemen'S Credit UnionCredit union Topeka, KS92 out of 100, Very strong$11.7M25.8%0.03%vs
American Continental BankBank City Of Industry, CA87 out of 100, Very strong$385.3M16.2%0.37%vs
Tacoma Longshoremen Credit UnionCredit union Tacoma, WA84 out of 100, Strong$116.9M13.6%0.07%vs
Armed Forces Bank, National AssociationBank Fort Leavenworth, KS83 out of 100, Strong$1.4B13.9%1.21%vs
Our Community Credit UnionCredit union Shelton, WA82 out of 100, Strong$638.3M12.7%0.48%vs