Side-by-side · Q2 2026 data
Cascade Federal Credit Union vs Spark Federal Credit Union
Metric by metric
| Measure | Cascade Federal Credit Union | Spark Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 69 |
| Capital cushion | 83 (stronger) | 77 |
| Loan quality | 74 | 88 (stronger) |
| Earnings | 100 (stronger) | 24 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 92nd | 38th |
| Total assets | $392.6M | $30.0M |
| Deposits / shares | $339.4M | $26.0M |
| Capital ratio | 13.31% (stronger) | 12.70% |
| Problem loans | 0.79% | 0.35% (stronger) |
| Net charge-offs | 0.28% | 0.27% (stronger) |
| Return on assets | 2.44% (stronger) | 0.11% |
| Loans ÷ deposits | 53.5% (stronger) | 91.1% |
| Uninsured deposits | 13.5% | 6.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Cascade Federal Credit Union has the higher TellerScore (88 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Cascade Federal Credit Union leads on 4 and Spark Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.