Side-by-side · Q2 2026 data
Castle Rock Bank vs Citizens State Bank of Roseau
Metric by metric
| Measure | Castle Rock Bank | Citizens State Bank of Roseau |
|---|---|---|
| TellerScore | 93 (stronger) | 85 |
| Capital cushion | 92 (stronger) | 83 |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 78 | 82 (stronger) |
| Funding & liquidity | 96 (stronger) | 90 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 98th | 88th |
| Total assets | $293.5M | $290.9M |
| Deposits / shares | $249.6M | $248.0M |
| Capital ratio | 14.19% (stronger) | 13.30% |
| Problem loans | 0.01% (stronger) | 0.53% |
| Net charge-offs | 0.01% (stronger) | 0.17% |
| Return on assets | 1.45% | 1.54% (stronger) |
| Loans ÷ deposits | 51.3% (stronger) | 67.3% |
| Uninsured deposits | 19.0% | 17.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Castle Rock Bank has the higher TellerScore (93 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Castle Rock Bank leads on 5 and Citizens State Bank of Roseau on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.