TellerScore

Side-by-side · Q2 2026 data

Castle Rock Bank vs The First National Bank of Milaca

Bank

Castle Rock Bank

Castle Rock, Minnesota · $100 million – $1 billion

93of 100
Very strong

Bank

The First National Bank of Milaca

Milaca, Minnesota · $100 million – $1 billion

81of 100
Strong

Metric by metric

MeasureCastle Rock BankThe First National Bank of Milaca
TellerScore93 (stronger)81
Capital cushion92 (stronger)58
Loan quality100 (stronger)88
Earnings7898 (stronger)
Funding & liquidity96 (stronger)85
Problem-loan coverage100 (stronger)95
Peer percentile98th80th
Total assets$293.5M$293.2M
Deposits / shares$249.6M$259.8M
Capital ratio14.19% (stronger)10.77%
Problem loans0.01% (stronger)0.37%
Net charge-offs0.01%-0.00% (stronger)
Return on assets1.45%1.95% (stronger)
Loans ÷ deposits51.3% (stronger)75.5%
Uninsured deposits19.0%14.0% (stronger)
Offices34
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—17.0%

Castle Rock Bank has the higher TellerScore (93 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Castle Rock Bank leads on 4 and The First National Bank of Milaca on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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