Side-by-side · Q2 2026 data
Castroville State Bank vs Falcon International Bank
Metric by metric
| Measure | Castroville State Bank | Falcon International Bank |
|---|---|---|
| TellerScore | 76 | 85 (stronger) |
| Capital cushion | 59 | 84 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 76 | 81 (stronger) |
| Funding & liquidity | 58 | 60 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 64th | 97th |
| Total assets | $269.7M | $2.2B |
| Deposits / shares | $241.3M | $2.0B |
| Capital ratio | 10.93% | 13.44% (stronger) |
| Problem loans | 0.00% (stronger) | 0.00% |
| Net charge-offs | 0.08% | 0.02% (stronger) |
| Return on assets | 1.41% | 1.53% (stronger) |
| Loans ÷ deposits | 76.4% | 73.7% (stronger) |
| Uninsured deposits | 37.8% (stronger) | 39.4% |
| Offices | 2 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.7% |
Falcon International Bank has the higher TellerScore (85 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Castroville State Bank leads on 2 and Falcon International Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.