Castroville State Bank is a state-chartered bank headquartered in Castroville, Texas, in business for about 67 years. At the end of Q2 2026 it reported $269.7M in total assets and $241.3M in deposits, with 2 offices.
Castroville State Bank has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 64% of its 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 149th. Loan quality contributes the most (100/100, 0.00%); funding & liquidity contributes the least (58/100, 76% loans-to-deposits, 38% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (72 → 76), mostly because the earnings component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 67 |
| Q4 2024 | 67 |
| Q1 2025 | 70 |
| Q2 2025 | 72 |
| Q3 2025 | 72 |
| Q4 2025 | 72 |
| Q1 2026 | 73 |
| Q2 2026 | 76 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.58% |
| Q3 2024 | 9.85% |
| Q4 2024 | 9.99% |
| Q1 2025 | 9.83% |
| Q2 2025 | 10.53% |
| Q3 2025 | 10.77% |
| Q4 2025 | 10.70% |
| Q1 2026 | 10.22% |
| Q2 2026 | 10.93% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.32% |
| Q3 2024 | 0.28% |
| Q4 2024 | 0.24% |
| Q1 2025 | 0.21% |
| Q2 2025 | 0.21% |
| Q3 2025 | 0.26% |
| Q4 2025 | 0.19% |
| Q1 2026 | 0.07% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.64% |
| Q3 2024 | 0.71% |
| Q4 2024 | 0.75% |
| Q1 2025 | 1.13% |
| Q2 2025 | 1.13% |
| Q3 2025 | 1.13% |
| Q4 2025 | 1.10% |
| Q1 2026 | 1.26% |
| Q2 2026 | 1.41% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $269.7M | 10.93% | 0.00% | 1.41% | 76.4% |
| Q1 2026 | 73 | $291.0M | 10.22% | 0.07% | 1.26% | 68.2% |
| Q4 2025 | 72 | $306.4M | 10.70% | 0.19% | 1.10% | 64.4% |
| Q3 2025 | 72 | $270.4M | 10.77% | 0.26% | 1.13% | 75.4% |
| Q2 2025 | 72 | $257.4M | 10.53% | 0.21% | 1.13% | 79.2% |
| Q1 2025 | 70 | $276.0M | 9.83% | 0.21% | 1.13% | 69.4% |
| Q4 2024 | 67 | $265.6M | 9.99% | 0.24% | 0.75% | 70.4% |
| Q3 2024 | 67 | $262.7M | 9.85% | 0.28% | 0.71% | 71.9% |
| Q2 2024 | 65 | $268.1M | 9.58% | 0.32% | 0.64% | 70.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers and Merchants BankBank De Leon, TX | 85 out of 100, Very strong | $269.8M | 12.0% | 0.00% | vs |
| Citizens State BankBank Miles, TX | 75 out of 100, Strong | $270.1M | 10.7% | 0.44% | vs |
| Anahuac National BankBank Anahuac, TX | 68 out of 100, Moderate | $266.4M | 10.1% | 0.37% | vs |
| Bank of DeSoto, National AssociationBank De Soto, TX | 70 out of 100, Strong | $264.6M | 10.1% | 0.98% | vs |
| Texas Financial BankBank Eden, TX | 61 out of 100, Moderate | $264.6M | 11.7% | 1.00% | vs |
| The First National Bank of BallingerBank Ballinger, TX | 81 out of 100, Strong | $275.3M | 10.5% | 0.03% | vs |
Deposit insurance
Is my money safe at Castroville State Bank?
Yes. Castroville State Bank is an FDIC-insured institution (FDIC certificate #17979). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 37.8% of deposits ($91.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.93%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Castroville State Bank lists 2 offices in 1 city. Most locations:
- Castroville, TX (2)
Identity & history
Profile
- Legal name
- Castroville State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 17979
- RSSD ID
- 742056
- Primary regulator
- FDIC
- Established
- April 2, 1959
- Headquarters
- 502 Paris St, Castroville, TX 78009
- Website
- www.castrovillestatebank.com
- Employees
- 32
Quick answers
Castroville State Bank: common questions
Is Castroville State Bank FDIC insured?
Yes. Castroville State Bank is an FDIC-insured institution (FDIC certificate #17979). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Castroville State Bank's TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Castroville State Bank ever failed?
There is no failure record for FDIC certificate #17979 in the FDIC failed bank list.
How many branches does Castroville State Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Castroville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Texas Associations of Professionals Federal Credit UnionCredit union San Antonio, TX | 93 out of 100, Very strong | $29.6M | 15.7% | 0.08% | vs |
| H E B Federal Credit UnionCredit union San Antonio, TX | 86 out of 100, Very strong | $218.2M | 18.3% | 0.19% | vs |
| Synergy Federal Credit UnionCredit union San Antonio, TX | 86 out of 100, Very strong | $334.2M | 15.8% | 0.29% | vs |
| Falcon International BankBank Laredo, TX | 85 out of 100, Very strong | $2.2B | 13.4% | 0.00% | vs |
| Texas Community BankBank Laredo, TX | 84 out of 100, Strong | $2.2B | 12.8% | 0.20% | vs |
| City Public Service/Ibew Federal Credit UnionCredit union San Antonio, TX | 81 out of 100, Strong | $56.3M | 14.9% | 1.18% | vs |