Side-by-side · Q2 2026 data
Castroville State Bank vs Guadalupe Bank
Metric by metric
| Measure | Castroville State Bank | Guadalupe Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 59 (stronger) | 49 |
| Loan quality | 100 | 100 |
| Earnings | 76 (stronger) | 71 |
| Funding & liquidity | 58 | 66 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 64th | 57th |
| Total assets | $269.7M | $261.1M |
| Deposits / shares | $241.3M | $234.1M |
| Capital ratio | 10.93% (stronger) | 9.93% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.08% | 0.01% (stronger) |
| Return on assets | 1.41% (stronger) | 1.28% |
| Loans ÷ deposits | 76.4% (stronger) | 85.8% |
| Uninsured deposits | 37.8% | 22.8% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Castroville State Bank has the higher TellerScore (76 vs 74). On the 6 directional measures above (where higher or lower is clearly better), Castroville State Bank leads on 4 and Guadalupe Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.