Side-by-side · Q2 2026 data
Castroville State Bank vs Texas Community Bank
Metric by metric
| Measure | Castroville State Bank | Texas Community Bank |
|---|---|---|
| TellerScore | 76 | 84 (stronger) |
| Capital cushion | 59 | 78 (stronger) |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 76 | 100 (stronger) |
| Funding & liquidity | 58 (stronger) | 50 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 64th | 95th |
| Total assets | $269.7M | $2.2B |
| Deposits / shares | $241.3M | $1.9B |
| Capital ratio | 10.93% | 12.78% (stronger) |
| Problem loans | 0.00% (stronger) | 0.20% |
| Net charge-offs | 0.08% | 0.05% (stronger) |
| Return on assets | 1.41% | 2.03% (stronger) |
| Loans ÷ deposits | 76.4% | 58.6% (stronger) |
| Uninsured deposits | 37.8% (stronger) | 63.9% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.9% |
Texas Community Bank has the higher TellerScore (84 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Castroville State Bank leads on 2 and Texas Community Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.