Side-by-side · Q2 2026 data
Castroville State Bank vs Texas Financial Bank
Metric by metric
| Measure | Castroville State Bank | Texas Financial Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 61 |
| Capital cushion | 59 | 67 (stronger) |
| Loan quality | 100 (stronger) | 67 |
| Earnings | 76 (stronger) | 33 |
| Funding & liquidity | 58 (stronger) | 57 |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 64th | 20th |
| Total assets | $269.7M | $264.6M |
| Deposits / shares | $241.3M | $223.6M |
| Capital ratio | 10.93% | 11.72% (stronger) |
| Problem loans | 0.00% (stronger) | 1.00% |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.41% (stronger) | 0.33% |
| Loans ÷ deposits | 76.4% | 65.7% (stronger) |
| Uninsured deposits | 37.8% (stronger) | 48.6% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Castroville State Bank has the higher TellerScore (76 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Castroville State Bank leads on 4 and Texas Financial Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.