Side-by-side · Q2 2026 data
Cathay Bank vs Asian Pacific National Bank
Metric by metric
| Measure | Cathay Bank | Asian Pacific National Bank |
|---|---|---|
| TellerScore | 69 | 89 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 82 (stronger) | 56 |
| Funding & liquidity | 26 | 84 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 69th | 87th |
| Total assets | $24.6B | $56.9M |
| Deposits / shares | $21.1B | $45.1M |
| Capital ratio | 11.52% | 20.07% (stronger) |
| Problem loans | 0.54% | 0.00% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.55% (stronger) | 0.91% |
| Loans ÷ deposits | 96.6% | 76.3% (stronger) |
| Uninsured deposits | 49.2% | 8.0% (stronger) |
| Offices | 63 | 1 |
| CFPB complaints (3 yrs) | 60 | — |
| Complaints per $1B deposits | 2.8 | — |
| Mortgage denial rate (HMDA) | 9.0% | — |
Asian Pacific National Bank has the higher TellerScore (89 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Cathay Bank leads on 1 and Asian Pacific National Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.