Side-by-side · Q2 2026 data
Cathay Bank vs Banc of California
Metric by metric
| Measure | Cathay Bank | Banc of California |
|---|---|---|
| TellerScore | 69 (stronger) | 35 |
| Capital cushion | 65 (stronger) | 46 |
| Loan quality | 82 (stronger) | 22 |
| Earnings | 82 (stronger) | 0 |
| Funding & liquidity | 26 | 57 (stronger) |
| Problem-loan coverage | 91 (stronger) | 70 |
| Peer percentile | 69th | 4th |
| Total assets | $24.6B | $34.9B |
| Deposits / shares | $21.1B | $28.2B |
| Capital ratio | 11.52% (stronger) | 9.64% |
| Problem loans | 0.54% (stronger) | 2.34% |
| Net charge-offs | 0.04% (stronger) | 1.39% |
| Return on assets | 1.55% (stronger) | -0.88% |
| Loans ÷ deposits | 96.6% | 88.2% (stronger) |
| Uninsured deposits | 49.2% | 28.9% (stronger) |
| Offices | 63 | 77 |
| CFPB complaints (3 yrs) | 60 | 24 |
| Complaints per $1B deposits | 2.8 | 0.9 (stronger) |
| Mortgage denial rate (HMDA) | 9.0% | — |
Cathay Bank has the higher TellerScore (69 vs 35). On the 8 directional measures above (where higher or lower is clearly better), Cathay Bank leads on 5 and Banc of California on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.