Side-by-side · Q2 2026 data
Cattaraugus County Bank vs Carthage Savings and Loan, National Association
Bank
Carthage Savings and Loan, National Association
Carthage, New York · $100 million – $1 billion
Metric by metric
| Measure | Cattaraugus County Bank | Carthage Savings and Loan, National Association |
|---|---|---|
| TellerScore | 61 | 77 (stronger) |
| Capital cushion | 63 | 79 (stronger) |
| Loan quality | 42 | 89 (stronger) |
| Earnings | 48 | 58 (stronger) |
| Funding & liquidity | 95 (stronger) | 66 |
| Problem-loan coverage | 82 | 97 (stronger) |
| Peer percentile | 20th | 68th |
| Total assets | $384.7M | $312.1M |
| Deposits / shares | $338.2M | $257.4M |
| Capital ratio | 11.26% | 12.86% (stronger) |
| Problem loans | 1.73% | 0.32% (stronger) |
| Net charge-offs | 0.71% | 0.01% (stronger) |
| Return on assets | 0.71% | 0.96% (stronger) |
| Loans ÷ deposits | 63.6% (stronger) | 91.6% |
| Uninsured deposits | 16.4% (stronger) | 17.4% |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | 93 | — |
| Complaints per $1B deposits | 275.0 | — |
| Mortgage denial rate (HMDA) | 10.0% | 11.6% |
Carthage Savings and Loan, National Association has the higher TellerScore (77 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Cattaraugus County Bank leads on 2 and Carthage Savings and Loan, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.