Side-by-side · Q2 2026 data
Cattaraugus County Bank vs Seneca Savings Bank, National Association
Bank
Seneca Savings Bank, National Association
Baldwinsville, New York · $100 million – $1 billion
Metric by metric
| Measure | Cattaraugus County Bank | Seneca Savings Bank, National Association |
|---|---|---|
| TellerScore | 61 (stronger) | 51 |
| Capital cushion | 63 (stronger) | 48 |
| Loan quality | 42 | 63 (stronger) |
| Earnings | 48 (stronger) | 28 |
| Funding & liquidity | 95 (stronger) | 46 |
| Problem-loan coverage | 82 | 82 |
| Peer percentile | 20th | 8th |
| Total assets | $384.7M | $312.5M |
| Deposits / shares | $338.2M | $246.6M |
| Capital ratio | 11.26% (stronger) | 9.84% |
| Problem loans | 1.73% | 1.12% (stronger) |
| Net charge-offs | 0.71% | 0.14% (stronger) |
| Return on assets | 0.71% (stronger) | 0.19% |
| Loans ÷ deposits | 63.6% (stronger) | 96.0% |
| Uninsured deposits | 16.4% (stronger) | 31.0% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | 93 | — |
| Complaints per $1B deposits | 275.0 | — |
| Mortgage denial rate (HMDA) | 10.0% | 13.7% |
Cattaraugus County Bank has the higher TellerScore (61 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Cattaraugus County Bank leads on 5 and Seneca Savings Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.