Side-by-side · Q2 2026 data
Cattlemens Bank vs Panhandle First Bank
Metric by metric
| Measure | Cattlemens Bank | Panhandle First Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 56 |
| Capital cushion | 53 | 80 (stronger) |
| Loan quality | 90 (stronger) | 22 |
| Earnings | 72 (stronger) | 37 |
| Funding & liquidity | 41 | 75 (stronger) |
| Problem-loan coverage | 95 (stronger) | 76 |
| Peer percentile | 37th | 13th |
| Total assets | $595.2M | $568.7M |
| Deposits / shares | $468.9M | $463.0M |
| Capital ratio | 10.28% | 13.03% (stronger) |
| Problem loans | 0.29% (stronger) | 2.34% |
| Net charge-offs | -0.00% (stronger) | 2.97% |
| Return on assets | 1.30% (stronger) | 0.42% |
| Loans ÷ deposits | 111.0% | 75.6% (stronger) |
| Uninsured deposits | 23.6% | 23.4% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.8% | — |
Cattlemens Bank has the higher TellerScore (68 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Cattlemens Bank leads on 4 and Panhandle First Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.