Side-by-side · Q2 2026 data
Cattlemens Bank vs Peoples State Bank
Metric by metric
| Measure | Cattlemens Bank | Peoples State Bank |
|---|---|---|
| TellerScore | 68 | 85 (stronger) |
| Capital cushion | 53 | 80 (stronger) |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 72 (stronger) | 70 |
| Funding & liquidity | 41 | 80 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 37th | 78th |
| Total assets | $595.2M | $13.9M |
| Deposits / shares | $468.9M | $12.1M |
| Capital ratio | 10.28% | 13.04% (stronger) |
| Problem loans | 0.29% | 0.00% (stronger) |
| Net charge-offs | -0.00% | -0.02% (stronger) |
| Return on assets | 1.30% (stronger) | 1.24% |
| Loans ÷ deposits | 111.0% | 80.0% (stronger) |
| Uninsured deposits | 23.6% | 4.6% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.8% | — |
Peoples State Bank has the higher TellerScore (85 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Cattlemens Bank leads on 1 and Peoples State Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.