Side-by-side · Q2 2026 data
Cayuga Lake National Bank vs Alpine Capital Bank
Metric by metric
| Measure | Cayuga Lake National Bank | Alpine Capital Bank |
|---|---|---|
| TellerScore | 44 | 77 (stronger) |
| Capital cushion | 43 | 87 (stronger) |
| Loan quality | 18 | 100 (stronger) |
| Earnings | 44 | 47 (stronger) |
| Funding & liquidity | 78 (stronger) | 43 |
| Problem-loan coverage | 64 | 100 (stronger) |
| Peer percentile | 4th | 68th |
| Total assets | $273.7M | $237.3M |
| Deposits / shares | $249.1M | $201.0M |
| Capital ratio | 9.30% | 13.74% (stronger) |
| Problem loans | 2.46% | 0.00% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 0.60% | 0.68% (stronger) |
| Loans ÷ deposits | 69.5% | 67.5% (stronger) |
| Uninsured deposits | 26.1% (stronger) | 62.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | — |
Alpine Capital Bank has the higher TellerScore (77 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Cayuga Lake National Bank leads on 1 and Alpine Capital Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.