Alpine Capital Bank is a state-chartered bank headquartered in New York, New York, in business for about 26 years. At the end of Q2 2026 it reported $237.3M in total assets and $201.0M in deposits, with 1 office.
Alpine Capital Bank has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,650 banks with $100 million – $1 billion. Among 121 banks headquartered in New York, it ranks 24th. Loan quality contributes the most (100/100, 0.00%); funding & liquidity contributes the least (43/100, 67% loans-to-deposits, 62% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (78 → 77).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 93 |
| Q3 2024 | 90 |
| Q4 2024 | 87 |
| Q1 2025 | 76 |
| Q2 2025 | 78 |
| Q3 2025 | 77 |
| Q4 2025 | 78 |
| Q1 2026 | 79 |
| Q2 2026 | 77 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.10% |
| Q3 2024 | 16.35% |
| Q4 2024 | 16.49% |
| Q1 2025 | 14.35% |
| Q2 2025 | 15.48% |
| Q3 2025 | 15.55% |
| Q4 2025 | 15.06% |
| Q1 2026 | 14.59% |
| Q2 2026 | 13.74% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.20% |
| Q3 2024 | 1.63% |
| Q4 2024 | 1.32% |
| Q1 2025 | 0.09% |
| Q2 2025 | 0.11% |
| Q3 2025 | 0.09% |
| Q4 2025 | 0.15% |
| Q1 2026 | 0.56% |
| Q2 2026 | 0.68% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $237.3M | 13.74% | 0.00% | 0.68% | 67.5% |
| Q1 2026 | 79 | $224.8M | 14.59% | 0.00% | 0.56% | 65.9% |
| Q4 2025 | 78 | $221.6M | 15.06% | 0.00% | 0.15% | 56.9% |
| Q3 2025 | 77 | $206.2M | 15.55% | 0.00% | 0.09% | 60.0% |
| Q2 2025 | 78 | $199.8M | 15.48% | 0.00% | 0.11% | 49.9% |
| Q1 2025 | 76 | $215.5M | 14.35% | 0.00% | 0.09% | 39.3% |
| Q4 2024 | 87 | $200.2M | 16.49% | 0.00% | 1.32% | 37.0% |
| Q3 2024 | 90 | $181.8M | 16.35% | 0.00% | 1.63% | 31.8% |
| Q2 2024 | 93 | $193.9M | 16.10% | 0.00% | 2.20% | 26.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of HollandBank Holland, NY | 70 out of 100, Strong | $261.6M | 8.8% | 0.33% | vs |
| The First National Bank of GrotonBank Groton, NY | 78 out of 100, Strong | $203.9M | 14.6% | 1.62% | vs |
| The First National Bank of DrydenBank Dryden, NY | 80 out of 100, Strong | $203.9M | 13.5% | 0.93% | vs |
| Cayuga Lake National BankBank Union Springs, NY | 44 out of 100, Below average | $273.7M | 9.3% | 2.46% | vs |
| Massena Savings and LoanBank Massena, NY | 73 out of 100, Strong | $199.9M | 15.1% | 1.30% | vs |
| Gouverneur Savings and Loan AssociationBank Gouverneur, NY | 74 out of 100, Strong | $198.9M | 14.5% | 1.00% | vs |
Deposit insurance
Is my money safe at Alpine Capital Bank?
Yes. Alpine Capital Bank is an FDIC-insured institution (FDIC certificate #35377). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 62.0% of deposits ($124.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.74%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 23.45% (benchmark: 10%).
1 location
Branches
Alpine Capital Bank lists 1 office in 1 city. Most locations:
- New York, NY (1)
Identity & history
Profile
- Legal name
- Alpine Capital Bank
- Type
- State-chartered bank
- FDIC certificate #
- 35377
- RSSD ID
- 2889227
- Primary regulator
- FDIC
- Holding company
- Helios Bcorp Inc
- Established
- March 1, 2000
- Headquarters
- 680 5th Ave, New York, NY 10019
- Website
- www.alpinecapitalbank.com
- Employees
- 25
Quick answers
Alpine Capital Bank: common questions
Is Alpine Capital Bank FDIC insured?
Yes. Alpine Capital Bank is an FDIC-insured institution (FDIC certificate #35377). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Alpine Capital Bank's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Alpine Capital Bank ever failed?
There is no failure record for FDIC certificate #35377 in the FDIC failed bank list.
How many branches does Alpine Capital Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Wakefern Federal Credit UnionCredit union Elizabeth, NJ | 99 out of 100, Very strong | $12.0M | 24.3% | 0.13% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| Gha Federal Credit UnionCredit union Greenwich, CT | 91 out of 100, Very strong | $29.7M | 17.5% | 0.56% | vs |