Side-by-side · Q2 2026 data
CB&S Bank, Inc. vs Family Security Credit Union
Metric by metric
| Measure | CB&S Bank, Inc. | Family Security Credit Union |
|---|---|---|
| TellerScore | 59 | 95 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 62 | 80 (stronger) |
| Earnings | 49 | 99 (stronger) |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 61 | 97 (stronger) |
| Peer percentile | 19th | 100th |
| Total assets | $3.1B | $1.1B |
| Deposits / shares | $2.6B | $876.5M |
| Capital ratio | 10.42% | 19.92% (stronger) |
| Problem loans | 1.15% | 0.61% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.55% |
| Return on assets | 0.71% | 1.98% (stronger) |
| Loans ÷ deposits | 65.3% | 47.7% (stronger) |
| Uninsured deposits | 31.1% | 2.9% (stronger) |
| Offices | 57 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 37.5% |
Family Security Credit Union has the higher TellerScore (95 vs 59). On the 7 directional measures above (where higher or lower is clearly better), CB&S Bank, Inc. leads on 1 and Family Security Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.