Side-by-side · Q2 2026 data
CB&S Bank, Inc. vs First Metro Bank
Metric by metric
| Measure | CB&S Bank, Inc. | First Metro Bank |
|---|---|---|
| TellerScore | 59 | 84 (stronger) |
| Capital cushion | 54 | 80 (stronger) |
| Loan quality | 62 | 96 (stronger) |
| Earnings | 49 | 85 (stronger) |
| Funding & liquidity | 77 (stronger) | 63 |
| Problem-loan coverage | 61 | 98 (stronger) |
| Peer percentile | 19th | 95th |
| Total assets | $3.1B | $1.0B |
| Deposits / shares | $2.6B | $893.7M |
| Capital ratio | 10.42% | 12.98% (stronger) |
| Problem loans | 1.15% | 0.13% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.22% |
| Return on assets | 0.71% | 1.62% (stronger) |
| Loans ÷ deposits | 65.3% (stronger) | 66.4% |
| Uninsured deposits | 31.1% (stronger) | 42.8% |
| Offices | 57 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.7% |
First Metro Bank has the higher TellerScore (84 vs 59). On the 7 directional measures above (where higher or lower is clearly better), CB&S Bank, Inc. leads on 3 and First Metro Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.