Side-by-side · Q2 2026 data
CB&S Bank, Inc. vs TVA Community Credit Union
Metric by metric
| Measure | CB&S Bank, Inc. | TVA Community Credit Union |
|---|---|---|
| TellerScore | 59 | 90 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 62 | 89 (stronger) |
| Earnings | 49 | 63 (stronger) |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 61 | 98 (stronger) |
| Peer percentile | 19th | 95th |
| Total assets | $3.1B | $429.0M |
| Deposits / shares | $2.6B | $373.4M |
| Capital ratio | 10.42% | 18.38% (stronger) |
| Problem loans | 1.15% | 0.32% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.33% |
| Return on assets | 0.71% | 1.08% (stronger) |
| Loans ÷ deposits | 65.3% | 46.3% (stronger) |
| Uninsured deposits | 31.1% | 5.1% (stronger) |
| Offices | 57 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.7% |
TVA Community Credit Union has the higher TellerScore (90 vs 59). On the 7 directional measures above (where higher or lower is clearly better), CB&S Bank, Inc. leads on 1 and TVA Community Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Florence, AL
- Muscle Shoals, AL
- Killen, AL