Side-by-side · Q2 2026 data
CBBC Bank vs Southern Bank of Tennessee
Metric by metric
| Measure | CBBC Bank | Southern Bank of Tennessee |
|---|---|---|
| TellerScore | 89 (stronger) | 68 |
| Capital cushion | 92 (stronger) | 40 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 66 | 71 (stronger) |
| Funding & liquidity | 88 (stronger) | 52 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 94th | 37th |
| Total assets | $562.1M | $533.4M |
| Deposits / shares | $478.8M | $469.4M |
| Capital ratio | 14.22% (stronger) | 9.01% |
| Problem loans | 0.01% (stronger) | 0.05% |
| Net charge-offs | 0.01% (stronger) | 0.28% |
| Return on assets | 1.16% | 1.27% (stronger) |
| Loans ÷ deposits | 66.1% (stronger) | 83.3% |
| Uninsured deposits | 20.9% (stronger) | 37.0% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | 3.4% |
CBBC Bank has the higher TellerScore (89 vs 68). On the 7 directional measures above (where higher or lower is clearly better), CBBC Bank leads on 6 and Southern Bank of Tennessee on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.