TellerScore

CBBC Bank (FDIC certificate #21227) is based in Maryville, Tennessee. Its Q2 2026 call report shows $562.1M in total assets and $478.8M in deposits and 7 offices.

Based on its Q2 2026 filing, CBBC Bank scores 89/100, which we describe as very strong. That is higher than 94% of 2,650 banks with $100 million – $1 billion. Among 109 banks headquartered in Tennessee, it ranks 6th. Its strongest component is loan quality (100/100; 0.01%), and its lowest is earnings (66/100; 1.16%).

TellerScore · Q2 2026

Scorecard

Capital cushion92/100
Tier 1 leverage ratio: 14.22%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.01%
Earnings66/100
Return on assets (annualized): 1.16%
Funding & liquidity88/100
Loans ÷ deposits and uninsured-deposit share: 66.1% · 20.9% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.09%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (89 → 89).

TellerScore
899192Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202492
Q3 202489
Q4 202489
Q1 202589
Q2 202589
Q3 202590
Q4 202590
Q1 202689
Q2 202689
Tier 1 leverage ratio
5.00%10.22%15.44%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202415.44%
Q3 202414.13%
Q4 202413.78%
Q1 202514.41%
Q2 202514.14%
Q3 202514.55%
Q4 202514.17%
Q1 202614.35%
Q2 202614.22%
Noncurrent loans
0.01%0.03%0.06%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.05%
Q3 20240.06%
Q4 20240.05%
Q1 20250.03%
Q2 20250.06%
Q3 20250.02%
Q4 20250.01%
Q1 20260.01%
Q2 20260.01%
Return on assets
0.99%1.11%1.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.17%
Q3 20241.15%
Q4 20241.23%
Q1 20250.99%
Q2 20251.14%
Q3 20251.15%
Q4 20251.21%
Q1 20261.03%
Q2 20261.16%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$562.1M14.22%0.01%1.16%66.1%
Q1 202689$556.4M14.35%0.01%1.03%65.2%
Q4 202590$545.1M14.17%0.01%1.21%62.2%
Q3 202590$532.9M14.55%0.02%1.15%60.6%
Q2 202589$514.0M14.14%0.06%1.14%59.9%
Q1 202589$510.8M14.41%0.03%0.99%62.1%
Q4 202489$488.9M13.78%0.05%1.23%62.2%
Q3 202489$509.4M14.13%0.06%1.15%59.7%
Q2 202492$493.0M15.44%0.05%1.17%59.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.22%
83rd
Total risk-based capital22.31%
90th
Problem loans0.01%
86th
Net charge-offs0.01%
43rd
Return on assets1.16%
45th
Net interest margin3.72%
38th
Efficiency ratio58.7%
61st
Loans to deposits66.1%
75th
Uninsured deposits20.9%
61st
Loan-loss reserves1.53%
80th
Texas ratio0.1%
86th

Similar-size banks in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
TriStar BankBank Dickson, TN64 out of 100, Moderate$562.7M9.8%0.61%vs
Bank of BartlettBank Bartlett, TN54 out of 100, Below average$551.8M8.5%0.98%vs
Southern Bank of TennesseeBank Mount Juliet, TN68 out of 100, Moderate$533.4M9.0%0.05%vs
INSOUTH BankBank Brownsville, TN42 out of 100, Below average$591.9M8.5%2.29%vs
Wayne County BankBank Waynesboro, TN84 out of 100, Strong$595.1M13.6%0.72%vs
Andrew Johnson BankBank Greeneville, TN73 out of 100, Strong$611.9M11.2%0.83%vs

Deposit insurance

Is my money safe at CBBC Bank?

Yes. CBBC Bank is an FDIC-insured institution (FDIC certificate #21227). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 20.9% of deposits ($100.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.22%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 22.31% (benchmark: 10%).

Check how much of your own balance is covered

7 locations

Branches

CBBC Bank lists 6 offices in 4 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, CBBC Bank reported 79 home-loan applications under HMDA (LEI 549300Y5CMBB4R90KT81): 67 originated ($16,765,000 total), 5 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
CBBC Bank
Former names
Citizens Bank of Blount County
Type
State-chartered bank
FDIC certificate #
21227
RSSD ID
218131
Primary regulator
FDIC
Holding company
Twin Cities Finl Services Inc
Established
September 24, 1973
Headquarters
330 E Broadway Ave, Maryville, TN 37804
Employees
79

Quick answers

CBBC Bank: common questions

Is CBBC Bank FDIC insured?

Yes. CBBC Bank is an FDIC-insured institution (FDIC certificate #21227). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is CBBC Bank's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has CBBC Bank ever failed?

There is no failure record for FDIC certificate #21227 in the FDIC failed bank list.

How many branches does CBBC Bank have?

7 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Maryville

InstitutionScoreAssetsCapitalProblem loansCompare
Sevier County Schools Federal Credit UnionCredit union Sevierville, TN99 out of 100, Very strong$13.9M21.8%0.09%vs
Knoxville Firefighters Federal Credit UnionCredit union Knoxville, TN98 out of 100, Very strong$36.6M20.2%0.08%vs
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Knox Co. Employees Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$12.5M18.8%0.04%vs
New South Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$90.3M14.9%0.11%vs
Alcoa Municipal Employees Federal Credit UnionCredit union Alcoa, TN94 out of 100, Very strong$4.5M18.9%0.00%vs