Side-by-side · Q2 2026 data
CBI Bank & Trust vs Blue Grass Savings Bank
Metric by metric
| Measure | CBI Bank & Trust | Blue Grass Savings Bank |
|---|---|---|
| TellerScore | 64 | 89 (stronger) |
| Capital cushion | 52 | 93 (stronger) |
| Loan quality | 66 | 89 (stronger) |
| Earnings | 64 | 72 (stronger) |
| Funding & liquidity | 68 | 98 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 33rd | 94th |
| Total assets | $1.7B | $225.5M |
| Deposits / shares | $1.4B | $185.6M |
| Capital ratio | 10.23% | 14.30% (stronger) |
| Problem loans | 1.01% | 0.34% (stronger) |
| Net charge-offs | 0.03% | -0.01% (stronger) |
| Return on assets | 1.11% | 1.31% (stronger) |
| Loans ÷ deposits | 73.8% | 61.8% (stronger) |
| Uninsured deposits | 31.2% | 12.6% (stronger) |
| Offices | 24 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Blue Grass Savings Bank has the higher TellerScore (89 vs 64). On the 7 directional measures above (where higher or lower is clearly better), CBI Bank & Trust leads on 0 and Blue Grass Savings Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.