Side-by-side · Q2 2026 data
CBI Bank & Trust vs Farmers State Bank
Metric by metric
| Measure | CBI Bank & Trust | Farmers State Bank |
|---|---|---|
| TellerScore | 64 | 72 (stronger) |
| Capital cushion | 52 | 62 (stronger) |
| Loan quality | 66 | 100 (stronger) |
| Earnings | 64 | 77 (stronger) |
| Funding & liquidity | 68 (stronger) | 23 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 33rd | 66th |
| Total assets | $1.7B | $1.6B |
| Deposits / shares | $1.4B | $1.3B |
| Capital ratio | 10.23% | 11.20% (stronger) |
| Problem loans | 1.01% | 0.01% (stronger) |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 1.11% | 1.41% (stronger) |
| Loans ÷ deposits | 73.8% (stronger) | 102.8% |
| Uninsured deposits | 31.2% (stronger) | 46.0% |
| Offices | 24 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.5% |
Farmers State Bank has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), CBI Bank & Trust leads on 2 and Farmers State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.