Side-by-side · Q2 2026 data
CBI Bank & Trust vs Lincoln Savings Bank
Metric by metric
| Measure | CBI Bank & Trust | Lincoln Savings Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 27 |
| Capital cushion | 52 (stronger) | 41 |
| Loan quality | 66 (stronger) | 0 |
| Earnings | 64 (stronger) | 0 |
| Funding & liquidity | 68 | 72 (stronger) |
| Problem-loan coverage | 90 (stronger) | 36 |
| Peer percentile | 33rd | 0th |
| Total assets | $1.7B | $1.7B |
| Deposits / shares | $1.4B | $1.5B |
| Capital ratio | 10.23% (stronger) | 9.12% |
| Problem loans | 1.01% (stronger) | 4.32% |
| Net charge-offs | 0.03% | -0.00% (stronger) |
| Return on assets | 1.11% (stronger) | -1.02% |
| Loans ÷ deposits | 73.8% (stronger) | 79.0% |
| Uninsured deposits | 31.2% | 23.5% (stronger) |
| Offices | 24 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.5% |
CBI Bank & Trust has the higher TellerScore (64 vs 27). On the 7 directional measures above (where higher or lower is clearly better), CBI Bank & Trust leads on 5 and Lincoln Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.