Side-by-side · Q2 2026 data
CBW Bank vs Exchange State Bank
Metric by metric
| Measure | CBW Bank | Exchange State Bank |
|---|---|---|
| TellerScore | 82 | 84 (stronger) |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 69 | 100 (stronger) |
| Earnings | 88 (stronger) | 84 |
| Funding & liquidity | 50 | 83 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 70th | 86th |
| Total assets | $80.5M | $105.0M |
| Deposits / shares | $53.7M | $88.1M |
| Capital ratio | 28.35% (stronger) | 11.59% |
| Problem loans | 0.94% | 0.00% (stronger) |
| Net charge-offs | -0.38% (stronger) | 0.00% |
| Return on assets | 1.70% (stronger) | 1.59% |
| Loans ÷ deposits | 22.4% (stronger) | 77.0% |
| Uninsured deposits | 77.7% | 12.5% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Exchange State Bank has the higher TellerScore (84 vs 82). On the 7 directional measures above (where higher or lower is clearly better), CBW Bank leads on 4 and Exchange State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.