TellerScore

CBW Bank (FDIC certificate #13959) is based in Weir, Kansas. Its Q2 2026 call report shows $80.5M in total assets and $53.7M in deposits and 1 office.

CBW Bank has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 546 banks with under $100 million in assets. Among 185 banks headquartered in Kansas, it ranks 47th. Capital cushion contributes the most (100/100, 28.35%); funding & liquidity contributes the least (50/100, 22% loans-to-deposits, 78% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 28.35%
Loan quality69/100
Noncurrent loans ÷ total loans: 0.94%
Earnings88/100
Return on assets (annualized): 1.70%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 22.4% · 77.7% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.45%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 10 points (72 → 82), mostly because the earnings component improved by 55 points.

TellerScore
657788Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202484
Q4 202488
Q1 202580
Q2 202572
Q3 202581
Q4 202575
Q1 202665
Q2 202682
Tier 1 leverage ratio
5.00%18.87%32.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202427.60%
Q3 202427.01%
Q4 202424.62%
Q1 202527.35%
Q2 202527.75%
Q3 202526.79%
Q4 202532.73%
Q1 202628.66%
Q2 202628.35%
Noncurrent loans
0.00%0.65%1.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.91%
Q3 20250.00%
Q4 20251.30%
Q1 20260.87%
Q2 20260.94%
Return on assets
-3.96%-1.13%1.70%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.49%
Q3 20240.89%
Q4 20241.36%
Q1 20250.42%
Q2 20250.32%
Q3 20250.52%
Q4 20251.23%
Q1 2026-3.96%
Q2 20261.70%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$80.5M28.35%0.94%1.70%22.4%
Q1 202665$66.0M28.66%0.87%-3.96%24.0%
Q4 202575$82.8M32.73%1.30%1.23%12.7%
Q3 202581$64.7M26.79%0.00%0.52%16.7%
Q2 202572$65.8M27.75%0.91%0.32%21.8%
Q1 202580$64.0M27.35%0.00%0.42%20.8%
Q4 202488$91.8M24.62%0.00%1.36%17.1%
Q3 202484$73.6M27.01%0.00%0.89%23.8%
Q2 202481$83.5M27.60%0.00%0.49%16.2%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio28.35%
92nd
Total risk-based capital147.87%
98th
Problem loans0.94%
37th
Net charge-offs-0.38%
98th
Return on assets1.70%
81st
Net interest margin4.22%
64th
Efficiency ratio84.6%
24th
Loans to deposits22.4%
94th
Uninsured deposits77.7%
1st
Loan-loss reserves1.37%
63rd
Texas ratio0.5%
63rd

Similar-size banks in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
The Howard State Bank, Howard, KansasBank Howard, KS77 out of 100, Strong$80.2M12.2%0.69%vs
The First National Bank of HopeBank Hope, KS75 out of 100, Strong$83.4M13.8%1.33%vs
The First State BankBank Ness City, KS92 out of 100, Very strong$84.3M15.3%0.00%vs
The Farmers State BankBank Wathena, KS72 out of 100, Strong$84.7M13.6%1.74%vs
The Farmers State BankBank Holton, KS83 out of 100, Strong$86.3M12.7%0.45%vs
Union State BankBank Uniontown, KS79 out of 100, Strong$73.8M10.4%0.18%vs

Deposit insurance

Is my money safe at CBW Bank?

Yes. CBW Bank is an FDIC-insured institution (FDIC certificate #13959). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 77.7% of deposits ($41.7M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 28.35%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 147.87% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

CBW Bank lists 1 office in 1 city. Most locations:

  • Weir, KS (1)

All branch addresses and map

Identity & history

Profile

Legal name
CBW Bank
Former names
The Citizens Bank of Weir, Kansas
Type
State-chartered bank
FDIC certificate #
13959
RSSD ID
71859
Primary regulator
FDIC
Holding company
Cb Bancshares Corp
Established
January 1, 1892
Headquarters
109 E Main St, Weir, KS 66781
Employees
27

Quick answers

CBW Bank: common questions

Is CBW Bank FDIC insured?

Yes. CBW Bank is an FDIC-insured institution (FDIC certificate #13959). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is CBW Bank's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has CBW Bank ever failed?

There is no failure record for FDIC certificate #13959 in the FDIC failed bank list.

How many branches does CBW Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Weir

InstitutionScoreAssetsCapitalProblem loansCompare
Joplin Metro Credit UnionCredit union Joplin, MO89 out of 100, Very strong$57.8M17.7%0.78%vs
Exchange State BankBank Saint Paul, KS84 out of 100, Strong$105.0M11.6%0.00%vs
The Baxter State BankBank Baxter Springs, KS84 out of 100, Strong$25.2M19.7%1.11%vs
Kansas Teachers Community Credit UnionCredit union Pittsburg, KS83 out of 100, Strong$125.3M15.3%1.24%vs
GNBank, National AssociationBank Girard, KS80 out of 100, Strong$1.1B11.6%0.13%vs
Mid-Missouri BankBank Springfield, MO80 out of 100, Strong$946.7M10.8%0.07%vs