Side-by-side · Q2 2026 data
CBW Bank vs Union State Bank
Metric by metric
| Measure | CBW Bank | Union State Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 69 | 94 (stronger) |
| Earnings | 88 | 100 (stronger) |
| Funding & liquidity | 50 | 63 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 70th | 63rd |
| Total assets | $80.5M | $73.8M |
| Deposits / shares | $53.7M | $65.2M |
| Capital ratio | 28.35% (stronger) | 10.36% |
| Problem loans | 0.94% | 0.18% (stronger) |
| Net charge-offs | -0.38% (stronger) | 0.08% |
| Return on assets | 1.70% | 2.91% (stronger) |
| Loans ÷ deposits | 22.4% (stronger) | 86.6% |
| Uninsured deposits | 77.7% | 24.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
CBW Bank has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), CBW Bank leads on 4 and Union State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.