Side-by-side · Q2 2026 data
Cdc Federal Credit Union vs Northside Federal Credit Union
Credit union
Northside Federal Credit Union
Atlanta, Georgia · Under $100 million in assets
Metric by metric
| Measure | Cdc Federal Credit Union | Northside Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 88 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 76 | 82 (stronger) |
| Earnings | 0 | 71 (stronger) |
| Funding & liquidity | 96 (stronger) | 90 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 14th | 85th |
| Total assets | $414.4M | $20.8M |
| Deposits / shares | $363.9M | $16.8M |
| Capital ratio | 9.61% | 18.92% (stronger) |
| Problem loans | 0.71% | 0.54% (stronger) |
| Net charge-offs | 0.49% (stronger) | 0.81% |
| Return on assets | -0.58% | 1.27% (stronger) |
| Loans ÷ deposits | 47.0% (stronger) | 70.3% |
| Uninsured deposits | 18.9% | 0.5% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.2% | — |
Northside Federal Credit Union has the higher TellerScore (88 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Cdc Federal Credit Union leads on 2 and Northside Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.