Cdc Federal Credit Union (NCUA charter #6053) is based in Atlanta, Georgia. Its Q2 2026 call report shows $414.4M in total assets and $363.9M in member shares and deposits and 3 offices.
Based on its Q2 2026 filing, Cdc Federal Credit Union scores 57/100, which we describe as moderate. That is higher than only 14% of 1,341 credit unions with $100 million – $1 billion. Among 71 credit unions headquartered in Georgia, it ranks 61st. Its strongest component is funding & liquidity (96/100; 47% loans-to-deposits, 19% uninsured), and its lowest is earnings (0/100; -0.58%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (60 → 57), mostly because the earnings component weakened by 27 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 51 |
| Q3 2024 | 50 |
| Q4 2024 | 55 |
| Q1 2025 | 60 |
| Q2 2025 | 60 |
| Q3 2025 | 59 |
| Q4 2025 | 60 |
| Q1 2026 | 56 |
| Q2 2026 | 57 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.75% |
| Q3 2024 | 8.71% |
| Q4 2024 | 9.34% |
| Q1 2025 | 9.50% |
| Q2 2025 | 9.47% |
| Q3 2025 | 9.48% |
| Q4 2025 | 9.42% |
| Q1 2026 | 9.12% |
| Q2 2026 | 9.61% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.53% |
| Q3 2024 | 1.59% |
| Q4 2024 | 1.23% |
| Q1 2025 | 0.81% |
| Q2 2025 | 0.79% |
| Q3 2025 | 1.01% |
| Q4 2025 | 0.77% |
| Q1 2026 | 0.64% |
| Q2 2026 | 0.71% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.01% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.06% |
| Q1 2025 | 0.13% |
| Q2 2025 | 0.16% |
| Q3 2025 | 0.19% |
| Q4 2025 | 0.11% |
| Q1 2026 | -1.19% |
| Q2 2026 | -0.58% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 57 | $414.4M | 9.61% | 0.71% | -0.58% | 47.0% |
| Q1 2026 | 56 | $435.5M | 9.12% | 0.64% | -1.19% | 46.1% |
| Q4 2025 | 60 | $436.5M | 9.42% | 0.77% | 0.11% | 46.4% |
| Q3 2025 | 59 | $435.8M | 9.48% | 1.01% | 0.19% | 46.6% |
| Q2 2025 | 60 | $433.1M | 9.47% | 0.79% | 0.16% | 42.8% |
| Q1 2025 | 60 | $429.6M | 9.50% | 0.81% | 0.13% | 40.9% |
| Q4 2024 | 55 | $436.5M | 9.34% | 1.23% | 0.06% | 42.0% |
| Q3 2024 | 50 | $465.9M | 8.71% | 1.59% | 0.00% | 38.1% |
| Q2 2024 | 51 | $463.8M | 8.75% | 1.53% | 0.01% | 37.1% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Platinum Federal Credit UnionCredit union Duluth, GA | 75 out of 100, Strong | $412.6M | 10.3% | 0.29% | vs |
| Interstate Credit UnionCredit union Jesup, GA | 89 out of 100, Very strong | $410.9M | 15.8% | 0.54% | vs |
| Membersfirst Credit UnionCredit union Decatur, GA | 76 out of 100, Strong | $429.0M | 11.7% | 0.20% | vs |
| Southeastern Credit UnionCredit union Valdosta, GA | 73 out of 100, Strong | $440.7M | 10.8% | 0.41% | vs |
| Midsouth Community Federal Credit UnionCredit union Macon, GA | 77 out of 100, Strong | $484.5M | 14.3% | 0.98% | vs |
| Marshland Credit UnionCredit union Brunswick, GA | 64 out of 100, Moderate | $272.9M | 8.7% | 0.22% | vs |
Deposit insurance
Is my money safe at Cdc Federal Credit Union?
Yes. Cdc Federal Credit Union is a federally insured credit union (NCUA charter #6053). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 18.9% of shares and deposits ($69.0M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 9.61%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Cdc Federal Credit Union lists 3 offices in 2 cities. Most locations:
- Atlanta, GA (2)
- Chamblee, GA (1)
HMDA 2025
Mortgage lending
In 2025, Cdc Federal Credit Union reported 162 home-loan applications under HMDA (LEI 254900W1NULDJH9MMK81): 128 originated ($14,090,000 total), 25 denied, and 8 withdrawn or closed by the applicant. Its denial rate on decided applications was 16.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Cdc Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 6053
- RSSD ID
- 239873
- Primary regulator
- NCUA
- Established
- 1949
- Headquarters
- P O Box 49169, Atlanta, GA 30359
- Employees
- 43
Quick answers
Cdc Federal Credit Union: common questions
Is Cdc Federal Credit Union NCUA insured?
Yes. Cdc Federal Credit Union is a federally insured credit union (NCUA charter #6053). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Cdc Federal Credit Union's TellerScore?
57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Cdc Federal Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Atlanta
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| Robins Financial Credit UnionCredit union Warner Robins, GA | 94 out of 100, Very strong | $5.0B | 17.6% | 0.40% | vs |
| CIBC National Trust CompanyBank Atlanta, GA | 93 out of 100, Very strong | $412.8M | 59.6% | 0.00% | vs |
| Knox County Teachers Federal Credit UnionCredit union Knoxville, TN | 93 out of 100, Very strong | $34.4M | 15.5% | 0.01% | vs |
| Spirit of America Federal Credit UnionCredit union Lincoln, NE | 89 out of 100, Very strong | $53.2M | 12.9% | 0.01% | vs |
| Northside Federal Credit UnionCredit union Atlanta, GA | 88 out of 100, Very strong | $20.8M | 18.9% | 0.54% | vs |