Side-by-side · Q2 2026 data
Cdc Federal Credit Union vs Platinum Federal Credit Union
Metric by metric
| Measure | Cdc Federal Credit Union | Platinum Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 75 (stronger) |
| Capital cushion | 46 | 53 (stronger) |
| Loan quality | 76 | 90 (stronger) |
| Earnings | 0 | 76 (stronger) |
| Funding & liquidity | 96 (stronger) | 79 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 14th | 66th |
| Total assets | $414.4M | $412.6M |
| Deposits / shares | $363.9M | $374.1M |
| Capital ratio | 9.61% | 10.32% (stronger) |
| Problem loans | 0.71% | 0.29% (stronger) |
| Net charge-offs | 0.49% | 0.33% (stronger) |
| Return on assets | -0.58% | 1.39% (stronger) |
| Loans ÷ deposits | 47.0% (stronger) | 69.6% |
| Uninsured deposits | 18.9% (stronger) | 26.0% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.2% | — |
Platinum Federal Credit Union has the higher TellerScore (75 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Cdc Federal Credit Union leads on 2 and Platinum Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.