Side-by-side · Q2 2026 data
Cdc Federal Credit Union vs The Southern Credit Union
Metric by metric
| Measure | Cdc Federal Credit Union | The Southern Credit Union |
|---|---|---|
| TellerScore | 57 | 76 (stronger) |
| Capital cushion | 46 | 66 (stronger) |
| Loan quality | 76 | 97 (stronger) |
| Earnings | 0 | 37 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 14th | 68th |
| Total assets | $414.4M | $560.2M |
| Deposits / shares | $363.9M | $499.1M |
| Capital ratio | 9.61% | 11.60% (stronger) |
| Problem loans | 0.71% | 0.10% (stronger) |
| Net charge-offs | 0.49% | 0.15% (stronger) |
| Return on assets | -0.58% | 0.43% (stronger) |
| Loans ÷ deposits | 47.0% | 42.0% (stronger) |
| Uninsured deposits | 18.9% | 6.3% (stronger) |
| Offices | 3 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.2% | — |
The Southern Credit Union has the higher TellerScore (76 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Cdc Federal Credit Union leads on 0 and The Southern Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.