TellerScore

Side-by-side · Q2 2026 data

Cedar Hill National Bank vs Carolina Cooperative

Bank

Cedar Hill National Bank

Charlotte, North Carolina · Under $100 million in assets

93of 100
Very strong

Credit union

Carolina Cooperative

Charlotte, North Carolina · Under $100 million in assets

64of 100
Moderate

Metric by metric

MeasureCedar Hill National BankCarolina Cooperative
TellerScore93 (stronger)64
Capital cushion100 (stronger)92
Loan quality100 (stronger)42
Earnings100 (stronger)30
Funding & liquidity5080 (stronger)
Problem-loan coverage100 (stronger)83
Peer percentile94th28th
Total assets$16.0M$46.3M
Deposits / shares$2.0M$39.4M
Capital ratio67.56% (stronger)14.17%
Problem loans0.00% (stronger)1.73%
Net charge-offs0.00% (stronger)0.58%
Return on assets4.79% (stronger)0.26%
Loans ÷ deposits0.0% (stronger)80.0%
Uninsured deposits87.5%3.5% (stronger)
Offices13
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Cedar Hill National Bank has the higher TellerScore (93 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Cedar Hill National Bank leads on 6 and Carolina Cooperative on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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