Side-by-side · Q2 2026 data
Cedar Hill National Bank vs Members Credit Union
Credit union
Members Credit Union
Winston Salem, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | Cedar Hill National Bank | Members Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 85 |
| Capital cushion | 100 (stronger) | 98 |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 94th | 87th |
| Total assets | $16.0M | $477.1M |
| Deposits / shares | $2.0M | $404.2M |
| Capital ratio | 67.56% (stronger) | 14.83% |
| Problem loans | 0.00% (stronger) | 0.82% |
| Net charge-offs | 0.00% (stronger) | 1.39% |
| Return on assets | 4.79% (stronger) | 1.06% |
| Loans ÷ deposits | 0.0% (stronger) | 46.5% |
| Uninsured deposits | 87.5% | 3.3% (stronger) |
| Offices | 1 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cedar Hill National Bank has the higher TellerScore (93 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Cedar Hill National Bank leads on 6 and Members Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.