Side-by-side · Q2 2026 data
Cedar Point Federal Credit Union vs Freedom of Maryland Federal Credit Union
Credit union
Cedar Point Federal Credit Union
Lexington Park, Maryland · $100 million – $1 billion
Credit union
Freedom of Maryland Federal Credit Union
Bel Air, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Cedar Point Federal Credit Union | Freedom of Maryland Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 51 |
| Capital cushion | 43 (stronger) | 37 |
| Loan quality | 85 (stronger) | 48 |
| Earnings | 53 (stronger) | 47 |
| Funding & liquidity | 96 (stronger) | 74 |
| Problem-loan coverage | 94 (stronger) | 73 |
| Peer percentile | 48th | 7th |
| Total assets | $905.8M | $557.4M |
| Deposits / shares | $819.3M | $495.0M |
| Capital ratio | 9.26% (stronger) | 8.66% |
| Problem loans | 0.45% (stronger) | 1.55% |
| Net charge-offs | 0.23% (stronger) | 0.55% |
| Return on assets | 0.82% (stronger) | 0.68% |
| Loans ÷ deposits | 64.1% (stronger) | 86.3% |
| Uninsured deposits | 6.3% | 5.2% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | 2.6% |
Cedar Point Federal Credit Union has the higher TellerScore (69 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Cedar Point Federal Credit Union leads on 6 and Freedom of Maryland Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.