Side-by-side · Q2 2026 data
Cedar Point Federal Credit Union vs Navy Federal Credit Union
Credit union
Cedar Point Federal Credit Union
Lexington Park, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Cedar Point Federal Credit Union | Navy Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 66 |
| Capital cushion | 43 | 67 (stronger) |
| Loan quality | 85 (stronger) | 47 |
| Earnings | 53 | 75 (stronger) |
| Funding & liquidity | 96 (stronger) | 76 |
| Problem-loan coverage | 94 (stronger) | 80 |
| Peer percentile | 48th | 60th |
| Total assets | $905.8M | $204.4B |
| Deposits / shares | $819.3M | $173.4B |
| Capital ratio | 9.26% | 11.65% (stronger) |
| Problem loans | 0.45% (stronger) | 1.58% |
| Net charge-offs | 0.23% (stronger) | 2.35% |
| Return on assets | 0.82% | 1.38% (stronger) |
| Loans ÷ deposits | 64.1% (stronger) | 84.4% |
| Uninsured deposits | 6.3% (stronger) | 9.7% |
| Offices | 5 | 134 |
| CFPB complaints (3 yrs) | — | 34,444 |
| Complaints per $1B deposits | — | 198.7 |
| Mortgage denial rate (HMDA) | 7.2% | 32.9% |
Cedar Point Federal Credit Union has the higher TellerScore (69 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Cedar Point Federal Credit Union leads on 5 and Navy Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lexington Park, MD