Side-by-side · Q2 2026 data
Cedar Point Federal Credit Union vs Topside Federal Credit Union
Credit union
Cedar Point Federal Credit Union
Lexington Park, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Cedar Point Federal Credit Union | Topside Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 63 |
| Capital cushion | 43 (stronger) | 38 |
| Loan quality | 85 (stronger) | 62 |
| Earnings | 53 | 60 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 86 |
| Peer percentile | 48th | 29th |
| Total assets | $905.8M | $492.1M |
| Deposits / shares | $819.3M | $455.2M |
| Capital ratio | 9.26% (stronger) | 8.82% |
| Problem loans | 0.45% (stronger) | 1.14% |
| Net charge-offs | 0.23% (stronger) | 0.37% |
| Return on assets | 0.82% | 1.01% (stronger) |
| Loans ÷ deposits | 64.1% | 58.6% (stronger) |
| Uninsured deposits | 6.3% (stronger) | 8.1% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | 42.1% |
Cedar Point Federal Credit Union has the higher TellerScore (69 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Cedar Point Federal Credit Union leads on 5 and Topside Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.