Side-by-side · Q2 2026 data
Cedar Rapids Bank and Trust Company vs Allen Hospital Personnel Credit Union
Credit union
Allen Hospital Personnel Credit Union
Waterloo, Iowa · Under $100 million in assets
Metric by metric
| Measure | Cedar Rapids Bank and Trust Company | Allen Hospital Personnel Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 77 |
| Capital cushion | 100 | 100 |
| Loan quality | 82 (stronger) | 61 |
| Earnings | 100 (stronger) | 41 |
| Funding & liquidity | 43 | 95 (stronger) |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 98th | 57th |
| Total assets | $2.9B | $6.0M |
| Deposits / shares | $2.1B | $4.9M |
| Capital ratio | 16.94% | 18.54% (stronger) |
| Problem loans | 0.54% (stronger) | 1.18% |
| Net charge-offs | 0.23% (stronger) | 0.86% |
| Return on assets | 2.72% (stronger) | 0.52% |
| Loans ÷ deposits | 95.8% | 65.3% (stronger) |
| Uninsured deposits | 34.0% | 0.8% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | — |
Cedar Rapids Bank and Trust Company has the higher TellerScore (87 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Cedar Rapids Bank and Trust Company leads on 4 and Allen Hospital Personnel Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.