TellerScore

Headquartered in Waterloo, Iowa, Allen Hospital Personnel Credit Union is a federally insured state-chartered credit union with $6.0M in total assets and $4.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1961.

Allen Hospital Personnel Credit Union has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,479 credit unions with under $100 million in assets. Among 66 credit unions headquartered in Iowa, it ranks 33rd. Capital cushion contributes the most (100/100, 18.54%); earnings contributes the least (41/100, 0.52%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.54%
Loan quality61/100
Loans 60+ days delinquent ÷ total loans: 1.18%
Earnings41/100
Return on assets (annualized): 0.52%
Funding & liquidity95/100
Loans ÷ shares: 65.3% · 0.8% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.31%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 13 points (64 → 77), mostly because the earnings component improved by 39 points.

TellerScore
627690Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202490
Q3 202468
Q4 202462
Q1 202562
Q2 202564
Q3 202568
Q4 202573
Q1 202667
Q2 202677
Net worth ratio
7.00%13.41%19.83%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202418.33%
Q3 202418.98%
Q4 202419.83%
Q1 202518.12%
Q2 202518.26%
Q3 202518.37%
Q4 202519.09%
Q1 202619.10%
Q2 202618.54%
Delinquent loans (60+ days)
0.88%2.15%3.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.88%
Q3 20243.11%
Q4 20243.42%
Q1 20251.76%
Q2 20251.64%
Q3 20251.70%
Q4 20251.09%
Q1 20262.54%
Q2 20261.18%
Return on assets
-1.37%0.40%2.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.17%
Q3 20241.71%
Q4 20240.99%
Q1 2025-1.37%
Q2 2025-0.46%
Q3 20250.06%
Q4 20250.00%
Q1 20260.86%
Q2 20260.52%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$6.0M18.54%1.18%0.52%65.3%
Q1 202667$5.8M19.10%2.54%0.86%67.9%
Q4 202573$5.8M19.09%1.09%0.00%67.8%
Q3 202568$6.0M18.37%1.70%0.06%68.4%
Q2 202564$6.0M18.26%1.64%-0.46%70.1%
Q1 202562$6.0M18.12%1.76%-1.37%76.6%
Q4 202462$5.6M19.83%3.42%0.99%78.4%
Q3 202468$5.9M18.98%3.11%1.71%77.8%
Q2 202490$6.1M18.33%0.88%2.17%76.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.54%
72nd
Problem loans1.18%
35th
Net charge-offs0.86%
17th
Return on assets0.52%
43rd
Loans to deposits65.3%
40th
Uninsured deposits0.8%
56th
Loan-loss reserves0.41%
77th
Texas ratio3.3%
40th

Similar-size credit unions in Iowa

InstitutionScoreAssetsCapitalProblem loansCompare
Polk County Credit UnionCredit union Des Moines, IA94 out of 100, Very strong$5.5M23.6%0.04%vs
Du Pont Employees Credit UnionCredit union Fort Madison, IA84 out of 100, Strong$6.8M11.8%0.00%vs
Burlington Municipal Employees Credit UnionCredit union Burlington, IA80 out of 100, Strong$4.7M15.6%0.87%vs
Ace Credit UnionCredit union Mason City, IA89 out of 100, Very strong$7.5M20.9%0.12%vs
Gas & Electric Employees Credit UnionCredit union Mason City, IA69 out of 100, Moderate$4.5M48.1%4.11%vs
Teamsters Local #238 Credit UnionCredit union Cedar Rapids, IA24 out of 100, Low$7.6M5.9%3.04%vs

Deposit insurance

Is my money safe at Allen Hospital Personnel Credit Union?

Yes. Allen Hospital Personnel Credit Union is a federally insured credit union (NCUA charter #67831). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.8% of shares and deposits ($40K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.54%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Allen Hospital Personnel Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Allen Hospital Personnel Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67831
RSSD ID
223096
Primary regulator
State + NCUA
Established
1961
Headquarters
1825 Logan Avenue, Waterloo, IA 50703
Employees
3

Quick answers

Allen Hospital Personnel Credit Union: common questions

Is Allen Hospital Personnel Credit Union NCUA insured?

Yes. Allen Hospital Personnel Credit Union is a federally insured credit union (NCUA charter #67831). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Allen Hospital Personnel Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Allen Hospital Personnel Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Waterloo

InstitutionScoreAssetsCapitalProblem loansCompare
Waterloo Firemen'S Credit UnionCredit union Waterloo, IA90 out of 100, Very strong$2.9M13.3%0.00%vs
Cedar Rapids Bank and Trust CompanyBank Cedar Rapids, IA87 out of 100, Very strong$2.9B16.9%0.54%vs
Community Bank of OelweinBank Oelwein, IA86 out of 100, Very strong$95.0M14.1%0.00%vs
Maynard Savings BankBank Maynard, IA83 out of 100, Strong$108.4M15.1%1.00%vs
Cedar Falls Community Credit UnionCredit union Cedar Falls, IA80 out of 100, Strong$251.7M15.9%0.78%vs
Heartland Bank and Trust CompanyBank Bloomington, IL80 out of 100, Strong$6.7B11.9%0.19%vs