Side-by-side · Q2 2026 data
Cedar Rapids Bank and Trust Company vs Collins Community Credit Union
Metric by metric
| Measure | Cedar Rapids Bank and Trust Company | Collins Community Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 31 |
| Capital cushion | 100 (stronger) | 28 |
| Loan quality | 82 (stronger) | 18 |
| Earnings | 100 (stronger) | 13 |
| Funding & liquidity | 43 | 75 (stronger) |
| Problem-loan coverage | 96 (stronger) | 41 |
| Peer percentile | 98th | 1st |
| Total assets | $2.9B | $1.5B |
| Deposits / shares | $2.1B | $1.3B |
| Capital ratio | 16.94% (stronger) | 7.78% |
| Problem loans | 0.54% (stronger) | 2.47% |
| Net charge-offs | 0.23% (stronger) | 0.33% |
| Return on assets | 2.72% (stronger) | -0.17% |
| Loans ÷ deposits | 95.8% | 85.5% (stronger) |
| Uninsured deposits | 34.0% | 13.0% (stronger) |
| Offices | 9 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | 19.3% |
Cedar Rapids Bank and Trust Company has the higher TellerScore (87 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Cedar Rapids Bank and Trust Company leads on 5 and Collins Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.