Side-by-side · Q2 2026 data
Cedar Rapids Bank and Trust Company vs St. Ludmila S Credit Union
Metric by metric
| Measure | Cedar Rapids Bank and Trust Company | St. Ludmila S Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 79 |
| Capital cushion | 100 | 100 |
| Loan quality | 82 (stronger) | 53 |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 43 | 84 (stronger) |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 98th | 62nd |
| Total assets | $2.9B | $372K |
| Deposits / shares | $2.1B | $260K |
| Capital ratio | 16.94% | 29.62% (stronger) |
| Problem loans | 0.54% (stronger) | 1.41% |
| Net charge-offs | 0.23% | 0.00% (stronger) |
| Return on assets | 2.72% (stronger) | 1.22% |
| Loans ÷ deposits | 95.8% | 75.8% (stronger) |
| Uninsured deposits | 34.0% | 0.0% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | — |
Cedar Rapids Bank and Trust Company has the higher TellerScore (87 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Cedar Rapids Bank and Trust Company leads on 3 and St. Ludmila S Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.