Side-by-side · Q2 2026 data
Cedar Rapids Bank and Trust Company vs Veridian Credit Union
Metric by metric
| Measure | Cedar Rapids Bank and Trust Company | Veridian Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 82 (stronger) | 78 |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 43 | 54 (stronger) |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 98th | 70th |
| Total assets | $2.9B | $9.2B |
| Deposits / shares | $2.1B | $7.7B |
| Capital ratio | 16.94% (stronger) | 11.57% |
| Problem loans | 0.54% (stronger) | 0.67% |
| Net charge-offs | 0.23% (stronger) | 0.36% |
| Return on assets | 2.72% (stronger) | 1.60% |
| Loans ÷ deposits | 95.8% (stronger) | 102.7% |
| Uninsured deposits | 34.0% | 18.1% (stronger) |
| Offices | 9 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | 11.2% |
Cedar Rapids Bank and Trust Company has the higher TellerScore (87 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Cedar Rapids Bank and Trust Company leads on 6 and Veridian Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.