Side-by-side · Q2 2026 data
Cedar Rapids State Bank vs United Republic Bank
Metric by metric
| Measure | Cedar Rapids State Bank | United Republic Bank |
|---|---|---|
| TellerScore | 55 (stronger) | 36 |
| Capital cushion | 46 | 66 (stronger) |
| Loan quality | 42 (stronger) | 0 |
| Earnings | 64 (stronger) | 26 |
| Funding & liquidity | 68 | 69 (stronger) |
| Problem-loan coverage | 72 (stronger) | 3 |
| Peer percentile | 11th | 1st |
| Total assets | $174.9M | $185.8M |
| Deposits / shares | $157.4M | $147.4M |
| Capital ratio | 9.56% | 11.57% (stronger) |
| Problem loans | 1.73% (stronger) | 4.89% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.10% (stronger) | 0.15% |
| Loans ÷ deposits | 92.2% | 91.1% (stronger) |
| Uninsured deposits | 15.2% | 8.1% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cedar Rapids State Bank has the higher TellerScore (55 vs 36). On the 7 directional measures above (where higher or lower is clearly better), Cedar Rapids State Bank leads on 3 and United Republic Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.