Cedar Rapids State Bank (FDIC certificate #18820) is based in Cedar Rapids, Nebraska. Its Q2 2026 call report shows $174.9M in total assets and $157.4M in deposits and 3 offices.
Cedar Rapids State Bank has a TellerScore of 55 out of 100 (moderate) based on Q2 2026 data — higher than only 11% of its 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 126th. Problem-loan coverage contributes the most (72/100, 14.2%); loan quality contributes the least (42/100, 1.73%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 15 points (70 → 55), mostly because the loan quality component weakened by 43 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 61 |
| Q4 2024 | 65 |
| Q1 2025 | 72 |
| Q2 2025 | 70 |
| Q3 2025 | 63 |
| Q4 2025 | 69 |
| Q1 2026 | 68 |
| Q2 2026 | 55 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.22% |
| Q3 2024 | 9.08% |
| Q4 2024 | 9.42% |
| Q1 2025 | 9.80% |
| Q2 2025 | 9.94% |
| Q3 2025 | 9.80% |
| Q4 2025 | 9.26% |
| Q1 2026 | 9.41% |
| Q2 2026 | 9.56% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.76% |
| Q3 2024 | 0.54% |
| Q4 2024 | 0.22% |
| Q1 2025 | 0.23% |
| Q2 2025 | 0.46% |
| Q3 2025 | 1.15% |
| Q4 2025 | 0.05% |
| Q1 2026 | 0.48% |
| Q2 2026 | 1.73% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.66% |
| Q3 2024 | 0.62% |
| Q4 2024 | 0.78% |
| Q1 2025 | 1.39% |
| Q2 2025 | 1.42% |
| Q3 2025 | 1.44% |
| Q4 2025 | 0.96% |
| Q1 2026 | 1.30% |
| Q2 2026 | 1.10% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 55 | $174.9M | 9.56% | 1.73% | 1.10% | 92.2% |
| Q1 2026 | 68 | $173.1M | 9.41% | 0.48% | 1.30% | 89.9% |
| Q4 2025 | 69 | $175.1M | 9.26% | 0.05% | 0.96% | 93.1% |
| Q3 2025 | 63 | $174.9M | 9.80% | 1.15% | 1.44% | 96.8% |
| Q2 2025 | 70 | $171.6M | 9.94% | 0.46% | 1.42% | 94.6% |
| Q1 2025 | 72 | $163.6M | 9.80% | 0.23% | 1.39% | 94.2% |
| Q4 2024 | 65 | $165.9M | 9.42% | 0.22% | 0.78% | 96.7% |
| Q3 2024 | 61 | $166.6M | 9.08% | 0.54% | 0.62% | 93.7% |
| Q2 2024 | 58 | $165.9M | 9.22% | 0.76% | 0.66% | 98.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Brunswick State BankBank Brunswick, NE | 59 out of 100, Moderate | $175.6M | 9.4% | 1.30% | vs |
| Foundation One BankBank Waterloo, NE | 65 out of 100, Moderate | $182.2M | 9.8% | 0.41% | vs |
| First National Bank in OrdBank Ord, NE | 88 out of 100, Very strong | $165.6M | 11.4% | 0.00% | vs |
| United Republic BankBank Elkhorn, NE | 36 out of 100, Low | $185.8M | 11.6% | 4.89% | vs |
| Legends West BankBank Lewellen, NE | 69 out of 100, Moderate | $157.8M | 11.5% | 0.35% | vs |
| South Central State BankBank Campbell, NE | 96 out of 100, Very strong | $192.1M | 15.2% | 0.00% | vs |
Deposit insurance
Is my money safe at Cedar Rapids State Bank?
Yes. Cedar Rapids State Bank is an FDIC-insured institution (FDIC certificate #18820). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 15.2% of deposits ($23.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.56%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.51% (benchmark: 10%).
3 locations
Branches
Cedar Rapids State Bank lists 3 offices in 3 cities. Most locations:
- Cedar Rapids, NE (1)
- Petersburg, NE (1)
- Spalding, NE (1)
Identity & history
Profile
- Legal name
- Cedar Rapids State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 18820
- RSSD ID
- 1005851
- Primary regulator
- FDIC
- Holding company
- Cedar Rapids State Co
- Established
- May 25, 1936
- Headquarters
- 213 W Main St, Cedar Rapids, NE 68627
- Website
- www.cedarrapidsstatebank.com
- Employees
- 19
Quick answers
Cedar Rapids State Bank: common questions
Is Cedar Rapids State Bank FDIC insured?
Yes. Cedar Rapids State Bank is an FDIC-insured institution (FDIC certificate #18820). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Cedar Rapids State Bank's TellerScore?
55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Cedar Rapids State Bank ever failed?
There is no failure record for FDIC certificate #18820 in the FDIC failed bank list.
How many branches does Cedar Rapids State Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Cedar Rapids
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Homestead BankBank Cozad, NE | 91 out of 100, Very strong | $537.0M | 18.6% | 0.20% | vs |
| First National Bank in OrdBank Ord, NE | 88 out of 100, Very strong | $165.6M | 11.4% | 0.00% | vs |
| First Bank and Trust of FullertonBank Fullerton, NE | 87 out of 100, Very strong | $108.3M | 14.2% | 0.00% | vs |
| Madison County BankBank Madison, NE | 85 out of 100, Very strong | $613.2M | 15.1% | 0.37% | vs |
| Points West Community BankBank Windsor, CO | 75 out of 100, Strong | $877.6M | 9.2% | 0.06% | vs |
| Citizens State BankBank Wisner, NE | 72 out of 100, Strong | $653.0M | 10.1% | 0.20% | vs |