Side-by-side · Q2 2026 data
Cedar Security Bank vs Sidney Federal Savings and Loan Association
Bank
Sidney Federal Savings and Loan Association
Sidney, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Cedar Security Bank | Sidney Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 87 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 92 |
| Loan quality | 68 (stronger) | 33 |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 70 (stronger) | 62 |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 84th | 48th |
| Total assets | $62.1M | $55.6M |
| Deposits / shares | $49.0M | $44.6M |
| Capital ratio | 18.04% (stronger) | 14.21% |
| Problem loans | 0.96% (stronger) | 2.00% |
| Net charge-offs | -0.38% (stronger) | 0.03% |
| Return on assets | 2.01% (stronger) | 1.78% |
| Loans ÷ deposits | 74.3% | 34.5% (stronger) |
| Uninsured deposits | 28.8% (stronger) | 49.1% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cedar Security Bank has the higher TellerScore (87 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Cedar Security Bank leads on 6 and Sidney Federal Savings and Loan Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.