Sidney Federal Savings and Loan Association (FDIC certificate #29379) is based in Sidney, Nebraska. Its Q2 2026 call report shows $55.6M in total assets and $44.6M in deposits and 1 office.
Based on its Q2 2026 filing, Sidney Federal Savings and Loan Association scores 73/100, which we describe as strong. That is higher than only 48% of 546 banks with under $100 million in assets. Among 139 banks headquartered in Nebraska, it ranks 77th. Its strongest component is capital cushion (92/100; 14.21%), and its lowest is loan quality (33/100; 2.00%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (80 → 73), mostly because the loan quality component weakened by 65 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 40 |
| Q3 2024 | 43 |
| Q4 2024 | 45 |
| Q1 2025 | 48 |
| Q2 2025 | 80 |
| Q3 2025 | 87 |
| Q4 2025 | 90 |
| Q1 2026 | 91 |
| Q2 2026 | 73 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 4.63% |
| Q3 2024 | 3.67% |
| Q4 2024 | 2.78% |
| Q1 2025 | 2.12% |
| Q2 2025 | 22.86% |
| Q3 2025 | 15.16% |
| Q4 2025 | 15.29% |
| Q1 2026 | 14.40% |
| Q2 2026 | 14.21% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.98% |
| Q3 2024 | 0.62% |
| Q4 2024 | 0.42% |
| Q1 2025 | 0.20% |
| Q2 2025 | 0.05% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 2.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -2.39% |
| Q3 2024 | -2.53% |
| Q4 2024 | -2.66% |
| Q1 2025 | -3.05% |
| Q2 2025 | 0.30% |
| Q3 2025 | 1.14% |
| Q4 2025 | 1.47% |
| Q1 2026 | 1.84% |
| Q2 2026 | 1.78% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $55.6M | 14.21% | 2.00% | 1.78% | 34.5% |
| Q1 2026 | 91 | $53.3M | 14.40% | 0.00% | 1.84% | 27.6% |
| Q4 2025 | 90 | $50.8M | 15.29% | 0.00% | 1.47% | 20.3% |
| Q3 2025 | 87 | $48.1M | 15.16% | 0.00% | 1.14% | 18.9% |
| Q2 2025 | 80 | $42.6M | 22.86% | 0.05% | 0.30% | 18.3% |
| Q1 2025 | 48 | $14.1M | 2.12% | 0.20% | -3.05% | 54.8% |
| Q4 2024 | 45 | $14.8M | 2.78% | 0.42% | -2.66% | 53.4% |
| Q3 2024 | 43 | $14.6M | 3.67% | 0.62% | -2.53% | 56.6% |
| Q2 2024 | 40 | $14.0M | 4.63% | 0.98% | -2.39% | 59.0% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Commercial BankBank Nelson, NE | 56 out of 100, Moderate | $56.5M | 15.2% | 3.06% | vs |
| Tecumseh Federal BankBank Tecumseh, NE | 83 out of 100, Strong | $53.1M | 21.3% | 0.17% | vs |
| Generations BankBank Exeter, NE | 54 out of 100, Below average | $58.3M | 10.6% | 1.90% | vs |
| Bank of ClarksBank Clarks, NE | 37 out of 100, Low | $58.5M | 9.8% | 3.20% | vs |
| State Bank of ScotiaBank Scotia, NE | 59 out of 100, Moderate | $61.0M | 19.9% | 7.84% | vs |
| Cedar Security BankBank Fordyce, NE | 87 out of 100, Very strong | $62.1M | 18.0% | 0.96% | vs |
Deposit insurance
Is my money safe at Sidney Federal Savings and Loan Association?
Yes. Sidney Federal Savings and Loan Association is an FDIC-insured institution (FDIC certificate #29379). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 49.1% of deposits ($21.9M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.21%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 35.54% (benchmark: 10%).
1 location
Branches
Sidney Federal Savings and Loan Association lists 1 office in 1 city. Most locations:
- Sidney, NE (1)
Identity & history
Profile
- Legal name
- Sidney Federal Savings and Loan Association
- Type
- Savings bank
- FDIC certificate #
- 29379
- RSSD ID
- 304575
- Primary regulator
- OCC
- Established
- January 1, 1899
- Headquarters
- 1045 10th Ave, Sidney, NE 69162
- Website
- www.sidneyfederal.com
- Employees
- 7
Quick answers
Sidney Federal Savings and Loan Association: common questions
Is Sidney Federal Savings and Loan Association FDIC insured?
Yes. Sidney Federal Savings and Loan Association is an FDIC-insured institution (FDIC certificate #29379). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Sidney Federal Savings and Loan Association's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Sidney Federal Savings and Loan Association ever failed?
There is no failure record for FDIC certificate #29379 in the FDIC failed bank list.
How many branches does Sidney Federal Savings and Loan Association have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Sidney
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Adams Bank & TrustBank Ogallala, NE | 82 out of 100, Strong | $1.3B | 14.1% | 0.55% | vs |
| Points West Community BankBank Windsor, CO | 75 out of 100, Strong | $877.6M | 9.2% | 0.06% | vs |
| Platte Valley BankBank Scottsbluff, NE | 66 out of 100, Moderate | $1.2B | 9.5% | 0.57% | vs |
| Security First BankBank Lincoln, NE | 65 out of 100, Moderate | $2.3B | 8.3% | 0.17% | vs |